Privacy Policy
This Privacy Policy explains how Saxton Mortgage, LLC (“we,” “us,” or “our”), NMLS #1717191, collects, uses, shares, and protects your personal information when you visit mortgage.apprvl.io or any related page (the “Site”) or ask about our mortgage services, including home equity products such as home equity lines of credit (HELOCs), home equity loans, and home equity investments.
1. Who we are
We are a licensed mortgage broker. We help homeowners explore financing options and may submit your information to lenders and other providers on your behalf. Address: 9191 Towne Centre Dr, STE 400, San Diego, CA 92122.
2. Information we collect
Information you give us
- Contact details: name, mobile phone number, email address.
- Property and financial details you choose to share: your property address, what you plan to use the funds for, your timeline, your estimated annual income, and your estimated credit score range.
- Later in the process: if you apply, we may also collect information such as your Social Security number, date of birth, employment and income information, assets, and documents. We collect that information through a secure application, not through this Site’s introductory forms.
Information collected automatically
- Device and browser information, IP address, pages visited, time on page, and referring source.
- Advertising and campaign information (for example, which ad brought you here), collected through links, cookies, and similar technologies.
Information from other sources
- If you submit a lead form on Facebook or Instagram, the platform shares the details you submitted with us.
- With your authorization, credit reporting agencies, and other verification providers.
3. How we use your information
- To respond to your request, contact you, and provide mortgage services and quotes.
- To evaluate your eligibility and match you with lenders and loan programs.
- To prepare for and complete your loan application, if you choose to apply.
- To improve the Site, measure advertising performance, and prevent fraud or misuse.
- To comply with legal and regulatory obligations, including licensing, recordkeeping, and anti-fraud requirements.
4. How we share your information
We share personal information only as needed and as permitted by law:
- Lenders, investors, and loan-related providers (such as appraisers, title and escrow companies, and credit reporting agencies) when needed to process your request or application.
- Service providers that help us run our business, such as website hosting, customer-relationship-management (CRM), email and text-messaging platforms, and analytics. They may use your information only to perform services for us.
- Advertising platforms such as Meta (Facebook and Instagram), which may receive limited information (for example, that a lead was submitted, plus hashed identifiers) to measure and optimize our advertising.
- Regulators, courts, and law enforcement when required by law or to protect rights and safety.
- A successor business in a merger, acquisition, or sale of assets.
We do not sell your personal information for money. We do not share your mobile phone number or text-message opt-in information with third parties or affiliates for their own marketing purposes.
5. Calls, texts, and emails
If you provide your phone number and consent, we may contact you by phone, text message, and email, including using automated technology, about your request and our services. Consent is not a condition of purchasing any product or service. Message frequency varies. Message and data rates may apply. You can reply STOP to any text to opt out, or HELP for help, and you can ask us to stop calling or emailing at any time using the contact information below.
6. Cookies and tracking technologies
We use cookies, pixels (including the Meta Pixel), and similar technologies to understand how visitors use the Site and to measure and improve our advertising. You can control cookies in your browser settings, and you can manage ad preferences in your Facebook and Instagram settings. Some browsers offer “Do Not Track” or Global Privacy Control signals; where required by law we honor them.
7. Your privacy choices and rights
Depending on where you live, you may have the right to know what personal information we hold about you, to access or correct it, to delete it, to opt out of the sale or sharing of personal information or targeted advertising, and to not be treated unfairly for exercising these rights. To make a request, contact us at Deion@SaxtonMortgage.com. We may need to verify your identity first.
Some personal information we collect in connection with a loan is covered by the federal Gramm-Leach-Bliley Act (GLBA) and similar laws and is handled under those laws rather than state consumer-privacy laws. If you become our client, we will give you our separate privacy notice describing how we handle your nonpublic personal information.
8. Security and retention
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. We keep information only as long as needed for the purposes in this policy and to meet legal and regulatory recordkeeping requirements, which for mortgage records can be several years.
9. Children
The Site is for adults. We do not knowingly collect personal information from anyone under 18.
10. Third-party sites
The Site may link to third-party websites. We are not responsible for their content or privacy practices.
11. Changes to this policy
We may update this policy from time to time. The “Last updated” date above shows the most recent version. Material changes will be posted here.
12. Contact us
Saxton Mortgage, LLC
NMLS #1717191 · CA DRE #02205650
9191 Towne Centre Dr, STE 400, San Diego, CA 92122
Email: Deion@SaxtonMortgage.com
You can verify our licensing at NMLS Consumer Access.